I retired from Morgan Stanley in July, 2010, 3 years after relocating our wealth management team of five from UBS. Our hearty welcome at MS was a stark contrast to the Swiss at UBS. Our financial advisory work was greatly improved at MS. This was a cool maneuver. I was 86 when I retired and now find my new life as busy as ever. Between oil painting, reading, and traveling, life is full. My four children live nearby and we are together a lot. I find it hard to realize they are now middle-aged! In early 2012 I had a back operation and during it they discovered that my kidneys had failed. I am now on peritoneal dialysis, which does its thing when I am asleep–amazing. In May, I fell at my youngest daughter’s graduation from Dominican University where she earned her Green MBA. I broke my right hip. Now, after four months and almost back to normal, I tripped again and broke the other hip. I am on the road to recovery and should be ‘normal’ in 6 months??? It’s sad that so many of our classmates have moved on! The Christmas card list gets shorter every year. All the best to those still standing!

George H. Pfau, Jr. CdeP 1942